Invest Your Tax Refund Into A New Home

The countdown to April 15 – tax day- is on, and if you are expecting a tax refund you are probably already mentally spending the cash influx that’s on its way. Last year, the average tax refund was roughly $2,700, according to the IRS. If you are considering buying a home in 2014 this money could pave your way into a new home. A sizeable refund might be enough to get you an FHA loan which requires a down payment of as little as 3.5%. An average Home Creations home cost $155,000 – which means a down payment of $5,425 …

From the Ground Up: Building Your First Home as a Rock-Solid Investment

Part 1  … You have a grown-up job. You’ve figured out how to pay bills on time. Your kitchen is almost entirely free of instant ramen. You get your oil changed regularly. Once you’ve figured out how to stay in the financial black, you can start focusing on building your portfolio instead of just balancing your checkbook. Buying your first home and beginning to build equity is one of the best ways to do that. Of course, you don’t want to rush into anything when you’re making this sort of decision: you’ll want to become as educated as you can about …

Are your finances ready to buy a new home?

Enthusiasm and determination are two invaluable assets when you’re looking for a new home – but, as we all know, a house cannot be financed on excitement alone. Before you even start to talk about floor plans and finishes, you’ll need to sit down with your partner and/or family and address where you are financially, where you need to be before buying a home, and what kind of financing will work best for you. We’ve made a checklist for you so you can visualize how close you are to homeownership – it’s not exhaustive, but it should get you started! …

It’s Great To Be the CEO

As the lady of the house I wear many hats and have many responsibilities. Director of housekeeping, Executive Chef, and Finance Director are the first roles that come to mind.  When I was a child my mom used to refer to herself as the “chief cook and bottle washer” even though she was so much more. These days; I like to think of my role in my home as the Chief Executive Officer. It’s my job to ensure that the household operates efficiently and living in a Home Creations home sure helps me do that.  It’s easy to sit in my home …

The Anatomy of a Credit Score: What Does it All Mean?

How do credit scores affect you? CNN Money reported a survey that found 30% of women and 20% of men won’t marry a person with a low credit score. Take a closer look at credit scores to see how else the three-digit number may affect your credibility. Wonder if you are financially ready to purchase a home? Click here. Click here to learn more at one of our FREE Home Buyer Seminar. Share this Image On Your Site Please include attribution to http://www.homecreations.com with this graphic.