Where do you live after graduation?

Graduation is a time of new beginnings! Graduates are facing a new school, new job, new friends, an adult relationship with mom and dad, and often, a new place to live. Young adults and their parents are increasingly investigating the possibility of home ownership as they begin their new venture in life. Is it possible for them to all own a home? No. But some can, and with help from their parents, many can. At Home Creations, we have sold dozens of homes to young adults while they were obtaining their university level education. Many parents co-sign with their student, …

Why an Oklahoma single mom loves her Home Creations home!

I love my new Home Creations home because it is built with tornado safety features that add more structural integrity to the home and protect it from high winds.  I can sleep at night knowing that unless it’s a strong tornado and I hear the siren, I’m safe! My Home Creations home is ENERGY STAR qualified and that means my pocket book is protected from high energy bills as well. In addition, my home came with a security system installed. So, when I enter my new home, I know immediately that there has not been an intruder. Home Creations homes …

The Financial Advantages of Owning a Home

Purchasing a home has long been an integral part of the “The American Dream” and brings personal satisfaction and enjoyment to families for years. Owning a home is also considered a wise financial decision by homeowners who are able to receive significant tax savings that result from deducting mortgage interest. This tax break shows that a monthly mortgage can actually be “cheaper” than comparable monthly rent. Despite changes to the tax code over the past several years and the limitations of many non-housing itemized deductions, mortgage interest is still deductible. For mortgages and home-equity lines on credit for first and second …

Why Buy New?

We asked one of our participating mortgage lenders, Sam Bursch from Cornerstone Lending, the advantages of buying a new home vs. a used one and here was his response. Purchasing a new home built by Home Creations offers many benefits over buying an existing home. Here are just a few: PEACE OF MIND: Older existing homes may predate building codes, requiring initial repairs and maintenance prior to you moving in. They also may cause you costly repairs. Newly built homes have beentested to meet current safety standards and offer all new features such as appliances, wiring, plumbing and ENERGY STAR …

Advantages of Moving

Moving can sometimes be a dreaded event. However, it has its advantages too, especially when you have a new home! Organization and redecorating are two big plusses: Organization: Moving gives you an opportunity to eliminate old clothes, furniture, and just junk in general. It is amazing how much “stuff” we can accumulate over the years that we really don’t need. One of the biggest aids in organization and keeping a clean house is eliminating the clutter. I’ve found if you divide things into three categories of boxes you can more easily make a decision about what to do with your …